Tag Archives: saving

Learning to Eat In

Learning to Eat In

We need to save money for our big move this fall. So before resorting to become a traveling family circus show to earn extra cash, we decided to stop eating out. It was actually my 9 year-old’s idea, as if she read my mind. I was elated when my middle daughter banded with us. But then my joy went south when the 6 year-old, while wagging his index finger in the air like he does, announced that he would have no parts of the moratorium on carry out. I could understand because the whole lot of them are picky eaters, but he’s by far the worst. A tough sell on anything green, healthy or fresh. I shuddered at the thought of going toe to toe with him over a broccoli sprout. But a second later, I found my spine. “You will eat what the rest of us eat, little boy,” I boomed. “Well, what about Daddy, huh?” he said. “Daddy buys a lot of fastfood.” “Yeah!” both girls chimed in. Okay so they had a good point. Daddy is an admitted Chick-fila and McDonald’s addict. I put my hand on my hips and told the kids to leave Daddy to me. I explained that we’d still eat out for birthdays and maybe once a month for family morale building ( read–when we simply cannot take another roasted chicken).”It’s new house with new digs, or nothing,” I said.

The kids and I stopped eating out cold turkey and it only took Eric two weeks to feel guilty enough to stop his iniquity. Well… I do still see a few charges pop up at Chickfila for $2.69 ever so often. (Must be the cost for a breakfast sandwich). But I don’t confront him about it. It’s not a problem. Why? Because we have saved 400 bucks a month, that’s why! Now 3 months in, that is something to celebrate. So tonight we eat out! Lucky for us it just happens to be Eric’s birthday ;). Speaking of… look who just came from the gym and is making a PB&J– the birthday boy himself. That’s good stuff.

Back to Cash

Back to Cash

 

Mo Money

Last week I started an experiment to see if I could save more money by only using cash.  That, instead of charging everything and paying it off at the end of the month. True I collect points on my card and all…but I thought —what if I’m spending more money just to get the points? So I’ve been doing all my normal spending with a week’s worth of cash at a time. So far so good. I was able to stretch the money much farther than I imagined.

Now of course some places only take a credit card and  if I’m online, forgedaboutit!  It’s the only way I shop. In most stores I’m good with the dollars, but most cashiers struggle and curse me under their breath because they can’t count real money anymore. It’s okay. I’m patient.

Having real cash in my wallet is liberating! Nowadays I feel more responsible and richer.  In control of my destiny. Hmm. I do believe that was the whole point. Would you try using cash only for a tighter budget and potentially better savings? Hit me up.